Privacy Policy Capital 1 recognizes the importance of protecting your personal information when you visit our site.  The following information is designed to help you understand the information collection practices at this site. By visiting this site, you are accepting the practices described in this Privacy Policy.  If you do not agree to this policy, please do not use this site.  Please review the Terms and Conditions to learn of other terms and conditions applicable to your use of this site.   Changes to this Privacy Policy Capital 1 reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason.  Such changes shall be effective immediately upon posting.  We suggest that you review this policy periodically for changes.  You acknowledge that by accessing our site after we have posted changes to this Privacy Policy, you are agreeing to the terms of the Privacy Policy as modified.   Information Collection and Use Personally Identifiable Information: The personally identifiable information you submit to our site is used only to service your account and/or to provide you with information on Capital 1 products and services.  The types of personal information that may be collected at our site include: name, address, e-mail address and telephone number.  We will not sell, share or rent your personally identifiable information to others in contravention of this Privacy Policy.  Please contact us by email or telephone as specified below to update your account information whenever such information ceases to be complete or accurate. Additionally, if you are accessing parts of this site that are password protected, then (a) once you submit your password and enter, this site will recognize who you are and collect all information that you submit, including all electronic information (including all transaction information), and (b) any information collected about you from this site may be associated with other identifying information that we have about you. Aggregate Information:  We generally record certain usage information, such as the number and frequency of visitors to our site.  This information may include the websites that you access immediately before and after your visit to our site, the Internet browser you are using and your Internet Protocol (IP) address.  If we use such data at all it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally. “Cookies” are small files placed on your hard drive. Each website that you visit can send its own cookie to your browser if your browser preferences allow it.  You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set.  Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.  You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our site.  In addition, a number of companies offer utilities designed to help you visit websites anonymously. Cookies or other technology help us to provide customized services and information.  We may use cookies to tell us how and when pages in our site are visited, what our users’ technology preferences are (such as what type of video player they use) and whether our site is functioning properly. Additionally, you may encounter cookies or other similar devices on our site that are placed by third parties.  We do not control the use of cookies by third parties. Service Providers:  We may use internal or external service providers to operate our site and employ other persons to perform work on our behalf, such as sending postal mail and e-mail.  These persons may have access to the personally identifiable information you submit through the site, but only for the purpose of performing their duties.  These personnel are not permitted to use your personally identifiable information for any other purpose. Compliance with Laws:  Capital 1 does not automatically collect personally identifiable information from visitors to our site, except to the extent we are or may be required to do so pursuant to the USA PATRIOT Act or some other statute or regulation applicable to us.  We will not provide any personally identifiable information to any other persons, except (a) if we are required to make disclosures to the government or private parties in connection with a lawsuit, subpoena, investigation, similar proceedings or regulatory examination, (b) to comply with applicable laws or regulations, (c) to enforce these Terms, or (d) to share information with our affiliates or service providers in connection with providing services to you.  We can (and you authorize us to) disclose any such information in those circumstances.   Children’s Privacy Although this site is not targeted toward children, we are concerned about the safety and privacy of children who use the Internet.  Consistent with the Children's Online Privacy Protection Act of 1998, we will never knowingly request personally identifiable information from anyone under the age of 13 without prior verifiable parental consent.  If we become aware that a child under 13 has provided us with personally identifiable information without verifiable parental consent, we will use our best efforts to remove such information from our files.  If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without verifiable parental consent, he or she should contact us.   Third Party Websites Capital 1 may establish links between this site and one or more websites operated by third parties.  Capital 1 has no control over any such other websites, the contents therein or the products/services offered.  Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk.  Capital 1 disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our site.   Security No data transmission over the internet can be 100% secure, so Capital 1 cannot ensure or warrant the security of any information you submit to us on this site.    Contact Us If you have any questions about this Privacy Policy or our privacy related practices, or if you would like a copy of Capital 1’s privacy policy, please contact us.     Copyright © 2007 Capital 1 Corporation.  All rights reserved.